This moderated forum is provided for the general public to ask questions concerning Reserve Studies in general, or general questions concerning Helsing Group reserve studies.  Specific questions concerning a study we may have done or may be doing for your association will not be posted here and should be handled by calling our office and asking for the Reserve Study Division.  This is a moderated forum and you question will not be posted until pre-screened by the moderator.  We try to screen and post all questions within 24 hours.  You will receive and e-mail when the moderator has processed your question if you select "Notify" when you post your thread..  You must register (free) to post.